Maranda Brooks appears in January outside a payday advances company that she used to constant. Troubled by customer complaints and loopholes in state guidelines, federal regulators are proposing expansive, first-ever guidelines on payday lenders, directed at assisting cash-strapped borrowers from dropping right into a period of financial obligation. Tony Dejak/AP hide caption

Maranda Brooks appears in January outside a pay day loans company that she used to constant. ...

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